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Understanding Loan Modification

Avoiding Foreclosure by Making Your Payment More Manageable

If you are having trouble making your mortgage payments, one solution may be to negotiate a loan modification with your mortgage lender. The attorneys at the Law Office of Kevin F. Jursinski & Associates work with the lenders to negotiate a better deal for the homeowners.

Avoid foreclosure and reduce your mortgage payment to a more manageable amount. Our attorneys negotiate your  loan modification.

Loan Modification Help

In a loan modification, you and your lender agree to make a permanent change to one or more of the loan terms in order to make your mortgage payments more manageable for you. The modification of your mortgage loan can take several forms:

  • A lower interest rate
  • A fixed interest rate that will not go up
  • An extension of the term of the loan
  • The addition of missed payments to the balance of the loan
  • A reduction of the principal balance owed

A loan modification may be the right choice for you in these circumstances:

  • You want to stop or avoid foreclosure proceedings
  • You have fallen behind on your mortgage payments
  • You do not qualify for refinancing
  • You need to lower your mortgage payment
  • You owe more than your house is worth

The Law Office of Kevin F. Jursinski & Associates helps you determine if a loan modification is the right choice for you. Speak with our attorneys if you believe you are in danger of foreclosure.

Call 1 (877) 291-3926 to discuss your options for a loan modification.

Kevin F. Jursinski, B.C.S. Attorney Photo
Kevin F. Jursinski, B.C.S.
Principal Attorney

Kevin F. Jursinski is recognized by the objective rating services of Martindale Hubbell as one of Southwest Florida's premier attorneys. He has concentrated more than 35 years of practice in the area of real estate, business and construction law in Naples and Fort Myers.

Kara Jursinski Murphy, LL.M., B.C.S. Attorney Photo
Kara Jursinski Murphy, LL.M., B.C.S.
Partner

Firm Partner, Kara Jursinski Murphy, focuses her area of practice on Real Estate Litigation, Business Litigation and Real Estate and Business Transactional Law. Kara has earned the highly-esteemed designation of Board Certified Specialist (B.C.S.) and Expert in Real Estate by the Florida Bar.   This certification recognizes attorneys who have special knowledge, skills and proficiency in various areas of law, including Real Estate, and professionalism and ethics in practice... 

Michelle "Micki" Hurvitz, Esq. Attorney Photo
Michelle "Micki" Hurvitz, Esq.
Associate Attorney

Associate Attorney, Michelle “Micki” Hurvitz, practices in the areas of Real Estate Litigation and Business Litigation.

William  R.  Murphy, Esq. Attorney Photo
William R. Murphy, Esq.
Associate Attorney

William Ryan Murphy focuses his practice in the areas of Real Estate, Business and Construction Law.

testimonials
  • My sister and I did a long distance purchase of a condo in Florida in June 2018 and we used the KFJLaw office to handle the details. From the first phone call to picking up the keys, their staff were always friendly and helpful.

    - Julie

    Disclaimer as per, Florida Bar Rule 4-7.13 (b)(8): Testimonials are the actual experience of real clients, but prospective clients may not obtain the same or similar results.

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  • Kevin and his associate Janine Decker did a great job in helping me close a property in SWFL. They were always available to answer my questions. I definitely recommend them.

    - Katherine

    Disclaimer as per, Florida Bar Rule 4-7.13 (b)(8): Testimonials are the actual experience of real clients, but prospective clients may not obtain the same or similar results.

    See All Testimonials
  • Kevin was my Attorney when I lived in Fort Myers and even after I moved To Denver he wrapped up my Florida deals with extreme professionalism. I am glad to see he is still doing the outstanding job he has always done.

    - David

    Disclaimer as per, Florida Bar Rule 4-7.13 (b)(8): Testimonials are the actual experience of real clients, but prospective clients may not obtain the same or similar results.

    See All Testimonials
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Important Notice and Disclosure. While we welcome inquiries about potential representation, please do not send any confidential information about any matter before we agree to represent you in that matter or we request information. Pursuant to Opinion 07-3, dated January 16, 2009, any information sent to us unilaterally may not be treated as confidential information and, depending on the circumstances, could be used against the person sending the information. Accordingly, before sending any confidential information to us, please contact us so that we may determine if we have any conflicts of interest and if we are otherwise able to represent you.

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