Search Site
Menu
Understanding Loan Modification

Avoiding Foreclosure by Making Your Payment More Manageable

If you are having trouble making your mortgage payments, one solution may be to negotiate a loan modification with your mortgage lender. The attorneys at the Law Office of Jursinski & Murphy work with the lenders to negotiate a better deal for the homeowners.

Avoid foreclosure and reduce your mortgage payment to a more manageable amount. Our attorneys negotiate your  loan modification.

Loan Modification Help

In a loan modification, you and your lender agree to make a permanent change to one or more of the loan terms in order to make your mortgage payments more manageable for you. The modification of your mortgage loan can take several forms:

  • A lower interest rate
  • A fixed interest rate that will not go up
  • An extension of the term of the loan
  • The addition of missed payments to the balance of the loan
  • A reduction of the principal balance owed

A loan modification may be the right choice for you in these circumstances:

  • You want to stop or avoid foreclosure proceedings
  • You have fallen behind on your mortgage payments
  • You do not qualify for refinancing
  • You need to lower your mortgage payment
  • You owe more than your house is worth

The Law Office of Jursinski & Murphy helps you determine if a loan modification is the right choice for you. Speak with our attorneys if you believe you are in danger of foreclosure.

Call 1 (877) 291-3926 to discuss your options for a loan modification.

Kevin F. Jursinski, B.C.S. Attorney Photo
Kevin F. Jursinski, B.C.S.
Senior Partner

Kevin F. Jursinski is recognized by the objective rating services of Martindale Hubbell as one of Southwest Florida's premier attorneys. He has concentrated more than 40 years of practice in the area of real estate, business and construction law in Naples and Fort Myers.

Kara Jursinski Murphy, LL.M., B.C.S. Attorney Photo
Kara Jursinski Murphy, LL.M., B.C.S.
Partner

Firm Partner, Kara Jursinski Murphy, focuses her area of practice on Real Estate Litigation, Business Litigation and Real Estate and Business Transactional Law. Kara has earned the highly-esteemed designation of Board Certified Specialist (B.C.S.) and Expert in Real Estate by the Florida Bar.   This certification recognizes attorneys who have special knowledge, skills and proficiency in various areas of law, including Real Estate, and professionalism and ethics in practice... 

W. Ryan Murphy, Esq. Attorney Photo
W. Ryan Murphy, Esq.
Associate Attorney

W. Ryan Murphy focuses his practice in the areas of Real Estate and Construction law.

Mark R. Wagner, Esq. Attorney Photo
Mark R. Wagner, Esq.
Associate Attorney

Mark R. Wagner focuses his practice in the areas of Real Estate, Business and Construction law.

Reviews
  • lawyers
    5.0/5.0

    Kara is a very professional attorney. Diligent, responsive, and high attention to detail. She is worthy of the highest rating.

    Read more

    Junior Partner

  • lawyers
    5.0/5.0

    Very detailed and always well prepared. Practical to work with on issues that don't truly affect the clients. Excellent courtroom skills. I'm always comfortable referring a client over to her.

    Read more

    Managing Partner

  • lawyers
    5.0/5.0

    Has tremendous analytical skills and temperament for litigator.

    Read more

    Attorney

  • lawyers
    5.0/5.0

    Kara Murphy doesn't give up. Ever. She is smart and tenacious.

    Read more

    Member

  • lawyers
    5.0/5.0

    Kara is energetic, incisive, and excellent.

    Read more

    Shareholder

See all reviews
in the news
  • North Fort Myers Veterans fighting with state over instant bingo

    NBC-2/WBBH, July 2, 2019

    They fought to serve our country.
    Now, they are fighting with the state of Florida – over a bingo game.

    See Video

    Read More
  • Former AC company employee admits to illegally notarizing customer signatures

    WINK News, June 17, 2019

    A former employee at a prominent Southwest Florida air conditioning and home services company admitted to illegally notarizing documents for the company in a court filing...

    See Video

    Read More
  • Why are contractors leaving customers hung out to dry?

    NBC-2/WBBH, August 23, 2018

    It’s by far the biggest complaint that comes to the NBC2 Investigators: Contractors accused of taking money, but not finishing the job.

    See Video

    Read More
  1. 1
  2. 2
  3. 3
  4. 4
  5. 5
Contact us

Important Notice and Disclosure. While we welcome inquiries about potential representation, please do not send any confidential information about any matter before we agree to represent you in that matter or we request information. Pursuant to Opinion 07-3, dated January 16, 2009, any information sent to us unilaterally may not be treated as confidential information and, depending on the circumstances, could be used against the person sending the information. Accordingly, before sending any confidential information to us, please contact us so that we may determine if we have any conflicts of interest and if we are otherwise able to represent you.

Quick Contact Form

Please fill out form below and one of our attorneys will contact you.
});